RZ Financial Planning

RZ Financial Planning is a wealth management and private client office founded by Raoul Ruiz Martinez, who has lived and worked in Portugal since 2005. The firm focuses on affluent and high-net-worth individuals with long-term interests in Portugal, working with portfolios from under EUR 1 million up to above EUR 10 million. Services are delivered through a private office model with a single point of contact, covering investment management, complex tax planning, estate and succession planning (including wills and incapacitation planning), retirement and pension planning, and access to specialist investment structures and non-financial asset administration through a network of regulated partners across multiple jurisdictions. RZ Financial Planning is registered with the Portuguese Securities Market Commission (CMVM) as a tied agent to ASK Patrimónios SA, CMVM registration number 306. The office can be reached by phone or email, with office hours Monday to Friday from 9am to 6pm and Saturday by appointment.