Dots & Spotts Finance, Vilamoura. Most people in the Algarve are paying far more in hidden investment fees than they realise. Matthias Spott, founder of Dots & Spotts Finance, helped one client identify they were losing over 5% annually to hidden charges - €5,000 a year on a €100,000 portfolio. His approach starts by finding what's already costing you money before building something better. Message Dots & Spotts Finance straight from their page. #algarve #algarvecircle #portugal #algarvebusiness #vilamoura #algarvefinancialadvice